Muscle cramps are a runner’s nightmare.

One moment you’re flying in your zone, and very next moment you’re hobbled in pain, your race goals goes down the drain.

There can be many reasons for this situation:

• Dehydration or electrolyte loss
• Altered neuromuscular control because of fatigue
• Running at a faster pace relative to their current state of training
• Chronic illness, family history, and certain medications

Each runner has different requirements, one needs to identify & implement appropriate solution which could be:

• Right training
• Hydrating well
• Right fueling
• Strategic pacing
• Tapering

When it comes to investing, cramps have a different definition.

It can be defined as a pain or discomfort in the portfolio that can happen due to:

• Inappropriate allocation of funds, portfolio overweight on particular asset class such as real estate or investing without purpose and so on
• Liquidity crunch
• No defined time frame or objective
• Paying attention to market noises; TV, newspaper etc

Can these cramps in investment portfolio be avoided?

Yes, cramps can be avoided.

What can be possible solution ?

• Have a BUCKET STRATEGY in place to meet your CASH FLOW requirements
• Invest with a GOAL, MULTI YEAR TIME FRAME & VOLATALITY ( DIS) COMFORT
• Do invest in what  that gives you sound sleep
• Always remember – What’s good for Mr. Kumar MAY NOT BE GOOD FOR YOU
• RING FENCE your assets
• Have a LIABILITY and CONTINGENCY solution in place
• Keep in mind, YOUR EARNING YEARS are FIXED, however EXPENSES will COMPOUND
• Keep your debt in check –  ideally one should be DEBT FREE by age 45-48 yrs

There’s no right or wrong approach to mage investing cramps. One has to learn to make friends with cramps (Volatility) and treat these as market cycles.

Content : Ajit Kaushal